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Find the right POS for your business

A clear breakdown of the four platforms we work with most, so you can make a confident decision.

Note: Retail Flow is not affiliated with or sponsored by any POS platform listed here. Pricing information is approximate and subject to change, so always verify it directly with the provider.
Square logo

Square

Simple, free to start, works everywhere

Best for: Retail, Food Trucks, Salons

Square is one of the most accessible POS platforms available. It starts free, runs on iPads and phones, and handles everything from simple retail checkouts to full restaurant table management. A go-to for businesses that want to get started fast without a big upfront investment.

  • Free base plan with no monthly fee
  • Easy setup — works on existing iPad or phone
  • Strong inventory and reporting tools
  • Built-in online store and gift card support
  • Square for Restaurants available for food businesses

Pricing: Free base plan. Paid plans starting at ~$60/month. Transaction fees apply on all plans.

Clover logo

Clover

Flexible hardware, strong app marketplace

Best for: Retail Stores, Full-Service Restaurants

Clover is a versatile platform with dedicated hardware built for the job. It's well-suited for businesses that want a polished countertop setup, a wide range of apps for add-on features, and reliable hardware that's designed specifically for point of sale.

  • Dedicated, purpose-built POS hardware
  • Extensive app marketplace for customization
  • Works for retail, restaurants, and service businesses
  • Strong table management for restaurants
  • Scales from single location to multiple

Pricing: Hardware purchase required. Monthly plans typically start around $14–$95/month depending on plan tier.

Toast logo

Toast

Restaurant-focused, built for food service

Best for: Full-Service & Quick-Service Restaurants

Toast is purpose-built for restaurants. It handles everything the food service industry needs — kitchen display systems, table management, online ordering, and delivery integrations — in one tight platform. If you run a restaurant with real volume, Toast is worth a serious look.

  • Built specifically for restaurant operations
  • Kitchen display system (KDS) integration
  • Online ordering and delivery built-in
  • Tableside ordering and payment
  • Strong analytics for food service

Pricing: Hardware required. Plans start at a free tier; paid plans start around $69–$165/month. Transaction fees apply.

Stripe logo

Stripe

Developer-friendly, flexible for any flow

Best for: E-commerce, Custom Workflows, Tech-Savvy Businesses

Stripe is the most developer-friendly payment platform on this list. It's less about a traditional POS and more about powering flexible payment flows — online stores, booking platforms, subscription billing, and in-person with Stripe Terminal. Ideal if your business has a custom setup or relies heavily on online payments.

  • Extremely flexible payment processing
  • Best-in-class for online and e-commerce payments
  • Stripe Terminal for in-person payments
  • No monthly fee — pay per transaction
  • Works well with custom-built websites and apps

Pricing: No monthly fee. Stripe charges 2.7%+5¢ per in-person swipe and 2.9%+30¢ for online payments.

Quick comparison

Square, Clover, Toast and Stripe compared across six features
FeatureSquareCloverToastStripe
Free planYesNoYes (limited)Yes
Own hardwareOptionalRequiredRequiredOptional
Restaurant focusPartialPartialStrongNo
Retail strengthStrongStrongNoPartial
Online paymentsYesVia appYesStrong
Ease of setupVery easyModerateModerateTechnical

Not sure which one fits?

Our POS Consultation ($99) reviews your business and gives you written recommendations. It does not include implementation.